"Professional, friendly, ethical and highly knowledgeable in his field, Nik puts his client’s interests first. After years of poor service from others, I am very happy to now have the support of Nik and Tara. I recommend Simplicity Wealth as competent Financial Advisors that you can really trust."

"Having worked with Nik and the team now for over 12 months I can without doubt recommend Simplicity Wealth Management. Nik has created a culture of providing full transparency over the performance of my portfolios on a monthly basis and always provides extra explanation to help better understand the individual components. The speed at which the team respond to requests and queries is also really impressive and I never have the feeling of being without my advisor which was certainly the case in the past with some of the bigger companies. Nik is also well connected and so Simplicity can offer a range of products suitable to your financial goals. Many thanks Nik for the great service so far and looking forward to experiencing the positive developments you have planned!"

"......In particular, Mr. Nicholas Grams, who has been our main point of contact since June 2010, has made frequent visits to go through the status of our portfolio and offer his opinions and advice. The financial world can be a little daunting sometimes and jargon difficult to understand, however Nik has the ability to break this down and explain things in simple terms, this attribute has been invaluable. It is important for any organisation to have good knowledgeable people on the 'front line' and Nik has the ability to break this down and explain things in simple terms, this attribute has been invaluable."

"Raj provides excellent financial advice, is professional and knowledgeable. He is genuinely invested in his clients success. I would definitely recommend him!"

"In my dealings with Raj over the past couple of years, I have always found him to be thorough and diligent in obtaining the best results for me - the customer. I would have no hesitation in recommending Raj’s services to others."

“My wife and I chose Nik as our financial advisor in Dubai following meeting a selection of different advisors. We felt Nik was the most personable and hugely knowledgeable within the industry. Being skeptical of all advisors, we were really pleased to work with Nik and enjoyed his open and honest approach with as much information as we wanted and needed. Nik is confident in answering the challenging questions we raised following our own research and due diligence on the advice and recommendations he made. There was never any pressure to choose or buy and every opportunity to question, challenge and understand. Nik listened to our personal circumstances, made appropriate recommendations and gave opinion where we may not be maximising the potential returns, but took the time to fully appreciate our position and guide us to the best solution in line with our circumstances. I would highly recommend him to any new clients without hesitation..”

"Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser. Raj has this and more. His dedication to clients, business excellence and education sets him apart and I would highly recommend him to anyone wanting to achieve better financial outcomes."

“I first became a client of Nik’s back in 2014 and have not looked back! Nik is keenly astute at what he does, recommends products that are suitable in order to take charge of saving for the future, with completely realistic projections. Thanks to Nik retirement is a lot closer than it would have been without him (still a few years to go yet I hasten to add). Not only that, Nik is a very genuine and a jolly nice chap! I wouldn’t hesitate for a second to recommend his financial advice and services to anyone looking to make the most of their hard earned savings.”

"Nik is extremely knowledgeable and takes the time and effort to explain things to me in a way that I can understand. I believe that Nik is pretty open and honest which is welcoming in this field. Would gladly recommend Nik to be your financial advisor."

"Raj is my finance advisor. He is very professional, gives me right suggestions and he has a strong knowledge on the financial markets. Very willing to support and provide right insights."

"Nik is nothing but professional. He is responsive, extremely knowledgeable and has been a trusted advisor for the past 8 plus years. I highly recommend him to anyone looking for a financial advisor."