Transfer a Pension

Transferring your pension and/or investments

When it comes to moving your ISAs, investments, or pensions to a different provider, ensuring a swift and trouble-free transition is key. While some delays in transfers are inevitable, there are straightforward measures you can implement to streamline the process.

This piece offers general guidance and not personalized advice. If uncertain about the best course of action for your situation, seeking professional advice is recommended. Prior to initiating a transfer, it's essential to ascertain whether you stand to lose any valuable benefits or guarantees, as well as incur any excessive exit fees.

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Pension Pages

Contact Us

Plan Your Retirement Now

Tel: 0034 951 122 091

email: info@simplicity-wealth.com

Important information - If you’re thinking about transferring a pension, check you won't lose valuable guarantees or benefits or have to pay excessive exit fees. This website isn’t personal advice, if you’re not sure what’s right for you, please seek financial advice. Investments go down in value as well as up so you could get back less than you invest. You can normally only access the money in a pension from age 55 (rising to 57 from 2028). Pension and tax rules can change and benefits depend on your circumstances.

Important

Location and analysis

Upon receiving your authorization, we'll undertake the task of locating and reaching out to all UK pension schemes where you believ you may currently hold benefits. Given the variations among pension schemes and the benefits they provide, we will proceed by requesting comprehensive breakdowns outlining the specifics of each benefit you hold.

Financial review

Once we have received all requested pension information, it is important that we carry out a full financial review, as part of our regulatory requirements we will commence with a 'Fact-find' and risk profiling questionnaire to acertain your current circumstances, yoru future goals and how we can assist you to get there.

Recommendation

Upon completeion of our review, we can then assess the suitability of your existing arrangements and how well they align with your desired target, as the majority of our clients are expats, we understand the flexibility required and will aim to take into account your current country of residence and any planned moves in the future.

Pension Wise

Pension Wise is a free, impartial government service for anyone aged 50 or over, with a UK based personal or workplace pension.

It can help you understand what type of pension you have, how you can access your savings and the potential tax implications of each option. But it isn’t financial advice.

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